What’s the benefit of joining San Francisco Federal Credit Union? We offer what big banks can’t! When you open an account and become a member of San Francisco Federal Credit Union, you also become an owner of the credit union. Because we are not-for-profit, we don’t have stockholders. Therefore, our business focus is not to generate the most profit, but to create the best member service and support experience. Learn about who is eligible to join. And check out the great discounts you receive as a member!

Why Choose San Francisco Federal Credit Union?

Higher rates of return on savings
and lower APR on loans.

No opening deposits and no minimum
balance required on checking accounts.

We don’t charge service fees
on our checking accounts.

Members have access to
30,000+ ATMs nationwide.

All deposited funds insured by
NCUA up to $250,000.

Decisions are made by
members, not by investors.


Another benefit of being a member of San Francisco Federal Credit Union is you receive $1,000 Accidental Death & Dismemberment (AD&D) Insurance coverage – for FREE! Your TruStage AD&D from CMFG Life Insurance Company pays you or a loved one a cash benefit after an accident results in a covered injury or loss of life. This policy is paid for by San Francisco Federal Credit Union for our members, at no cost to you. You may also elect to get up to an additional $300,000 AD&D coverage at affordable rates from TruStage.

TruStage also offers members discounts on other insurance products. Enjoy discounted rates combined with online convenience and 24/7 claims service.

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